5 Helpful Tips in Buying Your First-Ever House and Lot
Buying your own house is a great investment. It is a dream every man/woman wants to achieve. Just remember to be a critical buyer and be careful in every step you take. You have to make sure that everything is in order and all factors have been considered.
Here are some friendly tips in buying a good property:
- The Affordability of the Property
The price of a house depends on its status, ownership and proximity. Its affordability also varies if it’s new or if it’s pre-owned. Search for an affordable house and lot that works within your budget and that suits your need and lifestyle. You have to assess the property carefully if you can manage to pay for it until the very end or else, everything will be just a waste of money.
- The Proximity of the Community
Is your target property near the city hub? Is it in the suburbs? Or is it inside a subdivision? Is there a school, market, church, or mall near the community? These are the things you have to consider when choosing a property where you will stay indefinitely. Take note of the surroundings and the culture of the community. You might want to have a look and maybe attune to what lifestyle there is in the area.
Conduct an ocular. Make sure that you get what you are paying for. Remember to check every detail of the house (materials used, the electrical wirings, structural design, etc.) with the sales agent and ensure that the property you are targeting to buy has insurance, be it personal or corporate.
- The Security Within the Community
Feel the surrounding, assess the community. Is the property near a river? Is it low lying? Is it close to a fault line? Are your neighbors friendly? Check these things inside the community, consider everything. Remember to always put safety on top of anything else. You surely wouldn’t want to push through with living in a community where you can’t get hold of a peace of mind.
- Reliable Real Estate Financing
Make sure you have a reliable agent. Owning a house is a long term investment. Sales agents who work for a real estate firm with a great reputation usually provide the best offers. They have sufficient knowledge in finding you a very good and affordable property that will suit your budget and needs.
One of the best examples of an affordable house and lot that has the qualities stated above is the houses offered by Lumina. Lumina is a mass housing developer in the Philippines that provides affordable house and lot to every Filipino. For only 1,898 PhP per month under Pag-ibig financing at 3% interest rate, you can already buy your first ever house and lot for a very affordable price.
Also, Lumina has nationwide reach, providing you with options of beautiful communities where you can choose from to live in.
Though it is offered in a very affordable price, Lumina’s houses are made from a reinforced concrete system that secures the quality of the houses they offer. Lumina also has CCTV cameras and guarded entrance that will keep you safe all the time. And most of all, Lumina has friendly and experienced real estate sales agents that will help you out in buying a house and lot.
To know more about Lumina, call Lumina hotline at (0917) 629 6523 / (0929) 789 1119. Keep up with the latest Lumina information, news, events and announcements through www.lumina.com.ph and “Lumina Official” on Facebook.